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11-13-2006, 06:00 PM
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Car Insurance
whats up guys, i know someone here can help me! im lookin to purchase a new car and put it in my name. it will be the first car in my name, being as the previous were in my moms name for cheap insurance. now i look at some online sites for quotes and the rates are SKY hi. one was like $752 a month!!! but any ways... can i still keep the title in my name, and insure it under my moms name? or what would be the best path for me to take?
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The chief function of the body is to carry the brain around 
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11-13-2006, 06:35 PM
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if its that price monthly, wow. Almost not worth buying a new car.
Edit - for those who don't want to break out a calculator, thats 8700 every year for just insurance. WOW, are you sure its not 725 for every half year (6 months?)
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Breathing new life - back into me. Challenging all - powers that be... Last edited by virus; 11-13-2006 at 06:39 PM.
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11-13-2006, 06:37 PM
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I would rather drive w/out insurance than pay that sh*t. Of course if it will cost you that much, chances are you aren't the best driver so that might be a bad idea.....
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The Resident Training Log Ballbuster.
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11-13-2006, 06:53 PM
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im 21, and i've never even been pulled over. iver had 3 cars, but insurance was all paid for under my moms name. i been in one parkinglot accident fvckin around in the snow, but it was minor. i do live in an expensive are (outskirts of philadelphia), but still... yea it was 752, A MONTH!!!!! does anyone know if i can put it in my moms name?
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The chief function of the body is to carry the brain around
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11-13-2006, 07:05 PM
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where in philly? i'm in south jersey.
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11-13-2006, 07:08 PM
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you guys are taking the piss, right?
$725 is cheap as fvck, insurance where I live for you in a fiat punto is £1300, that's like $2100 or something, you guys have cheap insurance
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3 months off for investment banking internship followed by 3 months off because of various injuries from rugby (league) serious time cometh.
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11-13-2006, 07:39 PM
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The chief function of the body is to carry the brain around
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11-13-2006, 07:41 PM
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3 months off for investment banking internship followed by 3 months off because of various injuries from rugby (league) serious time cometh.
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11-13-2006, 11:33 PM
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Go thru a broker rather then your typical state farm or geico insurance agent. Theres alot of other smaller insurance companies out there that take your business for a whole lot cheaper. My auto ins premium for my car (which is fairly new-2003 Lexus GS) was $231 with all-state. Im with some company called Cost-u-Less now and my premium dropped down to $165 and I m not even 25 yet.
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11-14-2006, 01:34 AM
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you could go to progressive online and they should show you what the others are too.
mines is $250/month with Farmers Insurance (got it when i was 21 - though it was $300 for about the first year)...but seeing that i just turned 25, it should go down....but also seeing that i just got into a accident, i'm hoping it'll stay the same or if it goes up, not by much (but if it does go up a lot, i'll be insurance shopping) plus it'll also depend on what you get...the higher the deductible, the cheaper the premium....but beware, if you do go that route and get into a accident, you'll probly be hurting.
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11-14-2006, 07:29 AM
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11-14-2006, 07:40 AM
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 Back to topic.. Wow it pays to be older, not that I am old or anything, but I have 2 cars on my insurance. VW and 96 Vette... I pay about $240 a month full coverage. I pay more for the VW cuz I drive about 130 miles to and from works daily, so they up the price. Try allstate.. they gave me a good rate. My partner had a dui a year back and I don't think he even pays $750 a month. 
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http://www.myspace.com/cubanchick8772
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11-14-2006, 07:56 AM
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I have progressive and I am paying 200 a month for full coverage. I have a flawless record except the asshole that pulled out in front of me in June, hence totalling my last car. I am thinking about switching to Geico. I hear they have better rates......
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11-14-2006, 10:20 AM
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11-14-2006, 08:24 PM
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As an insurance broker I m speaking out of experience. There are alot of companies out there that will insure you and are not necceseraily shady. They are just not known to the public on a nationwide level.
Having a premium over $700 a year for a young adult is very normal by the way.
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