Quote:
|
Originally Posted by LongboardLuLu
I probably will, just not sure where to apply. Right now I'm considering eloan.com and credit.com. Anyone ever deal with them?
I talked to a rep from SunTrust and they would approve me if I had collateral, which I don't, so I'm screwed there. lol All I want is 12983.94 for my Jeep. That's all. There's gotta be someone out there who will approve me.
|
lulu, that is a lot of money on your income. Not sure if you will be able to get a loan. You could always dummy up your paystub, go to a dealer and they should be able to finance it for you through someone at a higher interest rate. When I was 19 I got a car based on this bonus check paystub...so it looked like I made a lot more than I did and it worked. If you finance you also have to take in consideration the insurance cost for full coverage as well.
They are going to look at your income and your debt to income ratio. If you have cards in your name that your parents are paying for that show up on your credit that would be against you.
Good luck.